Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: New York State Trial Lawyers Association
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The Federal Communications Commission has adopted new rules to further protect consumers from scam communications by directly addressing some of the biggest vulnerabilities in America’s robotext defenses and closing the “lead generator” robocall/robotexts loophole. Relief for annuitants?
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In 2023, Prudential launched the Income Advantage, an index-linked structured settlement annuity, enhancing consumer options alongside Pacific Life and Independent Life. This product offers growth potential, downside protection, and tax benefits, particularly benefiting personal injury victims and attorneys. Supported by two favorable IRS Private Letter Rulings, it signifies market innovation.
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Structured attorney fees and other attorney fee deferral options keep the money rolling in for contingency fee lawyers. Structured attorney fee and attorney fee deferral options can be set up to pay to individual lawyers, to lawyers in a solo practice, to partners in a law firm, or the law firm itself.
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Has a structured settlement broker or settlement planner altered a NY Life structured settlement quote? It appears so. Bespoke “Civil Row” alterations putting license, appointment and reputation on the line over a piece of a $100,000 case with a $3.970 commision..
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On April 26, 2022, the Court found Plaintiff Eric Yerkes’ legal malpractice claim shall not be precluded and there is a genuine dispute of material fact regarding whether Defendant Anapol Weiss, a Philadelphia personal injury law firm breached its standard of care.
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Publicity of the specifics of the structure, to benefit the attorney/ law firm marketing, does no service to the attorney’s infant client. Any attorney/law firm that aids the publication of the specifics of an infant’s settlement exposes the minor to inevitable harassment when the cash now vultures circle at age 18
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Keep in mind with an index linked structured settlement annuity or index linked annuities that “uncapped” does not mean “unlimited”. A volatility controlled index shifts assets between a risk component and a risk-free component to reach the targeted volatility level.
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John Darer warns against structured settlement swaps, which are deceptive sales tactics encouraging individuals to sell their long-term structured settlements for less than worth. He emphasizes that investments from past decades often yield better returns than current market options. Such swaps can jeopardize financial security and incur legal risks. Avoid these schemes.
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Can a licensed NY agent legally offer to waive tens of thousands of dollars in interest on the pre-settlement and/or post settlement loan from a related business, as a quid pro quo to the plaintiff agreeing to allow the agent to place the structured settlement annuity and make a commission?