Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

AIG Gets “Fitched Up” For Valentines Day 2013

Valentines Dayby John Darer

The "romance" is returning. Fitch Ratings has upgraded the Insurer Financial Strength (IFS) ratings of American International Group, Inc.'s (AIG) U.S. life insurance and retirement subsidiaries led by AGC Life Insurance Company to 'A+' from 'A which puts AIG on par with the Fitch ratings of  The Prudential Insurance Company of America and Pacific Life Insurance Company .

This is notable because in May 12, 2011 Fitch said "American International Group’s future success without government support will depend on a number of factors that are hard to predict right now" [Source: National Underwriter report of May 12, 2011]

AIG issues structured settlement annuities through American General Life Insurance Company (in all states but New York); United States Life Insurance Company ine City of New York (for New York cases). The qualified assignment company that holds the annuity contracts is guaranteed by AGC Life Insurance Company *                                                                     

Former structured settlement annuity issuing companies in the group include, Western National Life  Insurance Company and Variable Annuity Life Insurance Company (VALIC).

Read the Fitch report as published by Reuters here

*Image Credit: Aleksey Telnov/Dreamstime.com

 

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