Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

recent posts

about

The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

AM Best Rates American General A+ (Superior)

by Structured Settlement Watchdog

The AIG/American General life underwriting companies have been rated A+ (Superior) by AM Best effective June 17, 2008. While this represented a downgrade, an A+(Superior) rating puts AIG/American General on par (from an A.M. Best standpoint) with the majority of the structured settlement annuity underwriting companies at time of posting, such as Metropolitan Life Insurance Company, The Prudential Insurance Company of America, Aviva Life Insurance Company, Allstate Life Insurance Company, Allstate Life Insurance Company of New York, and Hartford Life Insurance Company.

All 3 underwriters of New York CPLR Article 50A and 50B structured judgment annuities are now rated equally by A.M. Best

Further to AIG/American General, the A.M. Best news release said  “A.M. Best believes that AIG's life and retirement services and property/casualty franchises continue to maintain enviable franchise value and sustainable competitive advantages, and have the ability to generate significant earnings, product proliferation, overall diversification and considerable intellectual capital"

AIG/American General underwriting companies for structured settlements include American General Life Insurance Company, Home Office: Houston, TX and American International Life Assurance Company of New York,  Home office: New York, NY.

Only 3 structured settlement annuity issuers maintained an A++ A.M. Best rating at time of posting.

Posted in , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Leave a Reply

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Discover more from Structured Settlements 4Real®Blog 2026

Subscribe now to keep reading and get access to the full archive.

Continue reading