Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

J.G. Wentworth CEO: “I would love to be in the [primary structured settlement] business”!

Patrick Hindert's latest post about the so-called "Structured Settlement Thought Leadership Conference" (a/k/a The JG Wentworth conference) should raise an alarm bell. 

 
Hindert attempted to position this as some kind of independent conference when it was a JG Wentworth conference (DealFlow Media reference from June 11, 2008 "Two noteworthy representatives of the structured settlements primary market will be attending factoring company J.G. Wentworth's conference in Philadelphia on June 17.)
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The “Structured Settlement Thought Leadership Conference”? Why not call yourselves the “Justice League of America"?. Oh right, it's taken. But to refer to yourselves as “Thought Leaders” displays a level of narcissism found only on the psychiatric couches of Geneva, Stockholm and Vienna. That’s like a child who puts a towel around his neck then runs around with arms flapping, claiming he’s a superhero. Cute, but childish. It generally works on a child but not so much on  adults.
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"Designed to bring together knowledge leaders (AGAIN with the narcissism – why not add “who are strikingly handsome”?) who are "redefining structured settlement roles and processes" (note – “refining” means “destroy”) "the Leadership Conference was attended by 50 invited participants representing the entire structured settlement continuum including recipients. The Leadership Conference objective was to provide an educational platform and open forum dedicated to growing and improving the structured settlement market". No, their objective is AFTER that last comment – “ you grow the trees, we’ll bring the axe!”
 
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Hindert continues to shamelessly "pimp" Pimpdog6om Adam Scales "burnt toast". In typical fashion he states "the panel discussions addressed the economic life cycle of a personal injury claim identified by Adam Scales" in his 2002 Wisconsin Law Review article titled "Against Settlement Factoring? The Market in Tort Claims has Arrived".

According to Hindert panel discussion topics were:

  • From Accident to Settlement
  • Periodic Payment to Periodic Interest
  • What Happens After a Settlement is Sold
  • Legislative Initiatives for the Structured Settlement Industry 
  • One might add "How to build a multi million dollar business convincing profoundly injured claimants to get "Money Now!" (guess they didn't have time) or how to forum shop when a judge denies the "cash now application".

The "Hindert Chicken Counter" is still ticking after 36 days and Patrick Hindert (Judas) has still not set forth a strategy or specifics about how factoring is the route to growth in the structured settlement industry. WHY?

One thing is now obvious that J.G. Wentworth has its sights on the structured settlement industry, with Patrick "Judas" Hindert showing the way.  Hindert is disingenuous in how he positions the JG Wentworth conference and conveniently omits JG Wentworth in category tags.

Wake up NSSTA Board of Directors! Wake up SSP Board of Directors!

Wake up! Ringler, Pension, Forge,  IFS Corp, Settlement Professionals, James Street, Summit, Cambridge, Atlas Settlements. Wake up Trial Lawyers of America!

Does NSSTA have the guts to confront and deal with Hindert like it did with Symetra? How about the SSP?

Should the NSSTA and SSP cease using the text that Hindert co-authored on structured settlements? The book is used in the RSP and CSSC courses?  Surely there are other texts, such as those written by Paul Lesti, Matt Garrettson, Rob Wood or American College and CFP texts that are more appropriate to use under the circumstances. Hindert should not be financially rewarded by either NSSTA, SSP or their members for being duplicitous. Perhaps a "book burning" is in order at the next regional meeting?

Hindert All "Poultry" June 8, 2008

Patrick Hindert Called on Carpet For Specifics May 13, 2008

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