Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Corinthian Museum of Content Barfing — News Flash
- SettlementDecisions Episode 5: What SettlementDecisions Really Is — A Lead Funnel, Not an Information Source
- Structured Settlement Annuity Guarantees Help Financial Peace of Mind
- How Sheron Jones Was Exploited — And Why D.C.’s Failure to Mandate IPA in SSPA Enabled It
- Attorney Fee Structured Settlement Factoring
about
Category: Pardon My Pontification
-
A qualified assignment is a liability transfer mechanism allowing defendants or insurers to delegate future periodic payments in structured settlements to a qualified assignment company under IRS Code §130. It ensures tax-free payments to claimants while protecting their interests, allowing defendants to manage long-term obligations securely through regulated life insurance products.
-
If you receive structured settlement payments from Aviva, delays may have occurred due to Athene’s acquisition of Aviva’s US operations and the decision to use a Third Party Administrator, Concentrix. Athene is rolling out new structured settlement annuities starting Q3 2025, leading to operational changes affecting payment timing.
-
Cash now hustlers are now going after every financial instrument with a pulse, from VA disability benefits to people’s retirement plans. I’m sounding the alarm folks.
-
Time has shown that neither the factoring industry, nor Scott Rothstein, nor Rosi Ray “The Beverly Hills Bag Lady” or Dick Risk and ” The Horse He Rode in On”, who utterly failed to bring down AIG, have killed the structured settlement primary marketplace. Keep your chins up!
-
by Structured Settlement Watchdog In reviewing an important article about the actionability of alleged improprieties by J.G. Wentworth when it came to "independent financial advice", the National Structured Settlements Trade Association titled an article "Selling a structured structure? Buyer Beware!" (emphasis added) Under the doctrine of caveat emptor (translation "let the buyer beware"), a buyer cannot recover…
-
by John Darer CLU ChFC CSSC Way back my Northwestern Mutual general agent, Gerald N. Gilberg used to say that "you can't sell what you don't own", the rationale being that it's easier to ask for the premium on $1,000,000 of life insurance* if you own it yourself. While a certain amount of this was…
-
Rated age requests flooding structured annuity underwriting departments without legitimate intent for business to follow (on the rated age lives) is a blood gorged clot, impacting the structured settlement service artery and affecting everyone’s ability to service business in the structured settlement industry
-
A side by side comparison of US 1529 and AA1256 bird strike incidents. The point is that “Nomako no sense” would “mako” much more sense if he simply reported the facts instead of trying to sensationalize a frickin’ 3.8 lb bird to sell a newspaper.
-
When public corporations take government “welfare” like TARP and invest it into business growth that might create jobs, it’s a scandal. But it’s perfectly fine for someone to gamble government money on a one-in-a-million jackpot. And when they inevitably lose, taxpayers end up footing the bill? Classic.