Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

In my October 30, 2009 post "Structured Settlement Industry's "Moping Dorks" Need History Lesson" I chastised the nameless individual who wrote the following missive as a comment on The Settlement Channel in response to an announcement that Hartford Life was pulling out of the structured settlement business effective November 1, 2009.

"What a sad statement…that an A rating crippled a company in our industry. Down to just a handful of A+ and two A++ companies. What will this industry do when it's down to just one or two life markets? And you forgot to add the destruction of their P&C program as well. I was no fan of it, but that business could have kept them in. Hope Dick Risk and his ilk are happy they helped drive out a life market. Somehow, I don't think we'll see more structured settlements for Hartford claimants. Well done, morons".

History has shown that the paperbag masked cynic has simply given an exhibit of abject "clairvoyance"!

Fifteen years from now when another doomsday prophet sounds off with such inimitable "class", another generation of optimists will be able to point to this moment in history as well as what I pointed out in 2009.

Less than two years after "the comment", Berkshire Hathaway , an A++ carrier re-entered the structured settlement marketplace and Mutual of Omaha, an A+ carrier is about to re-enter having hired industry veteran Betty Gregware to be its National Marketing Director. Moreover, Hartford Life Insurance Company is purportedly re-entering the marketplace.

Update

Furthermore, time has shown that neither the factoring industry, nor Scott Rothstein, nor Rosi Ray "The Beverly Hills Bag Lady", nor Dick Risk and "the Horse He Rode in on", who utterly failed to bring down AIG, nor two industry crooks, have killed the structured settlement primary marketplace, . Keep your chins up folks!

Ding Dong The Risk (Lawsuit) Is Dead – Structured Settlements 4Real® Blog: Structured Settlements | Settlement Planning News and John Darer Reviews (typepad.com) (2019)

AIG Structured Settlement Class Action Dismissed With Prejudice | Ezell v Lexington Insurance et al. – Structured Settlements 4Real® Blog: Structured Settlements | Settlement Planning News and John Darer Reviews (typepad.com)

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