Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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- SettlementDecisions Episode 5: What SettlementDecisions Really Is — A Lead Funnel, Not an Information Source
- Structured Settlement Annuity Guarantees Help Financial Peace of Mind
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Category: The “Shriek” of the Week
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A qualified assignment is a liability transfer mechanism allowing defendants or insurers to delegate future periodic payments in structured settlements to a qualified assignment company under IRS Code §130. It ensures tax-free payments to claimants while protecting their interests, allowing defendants to manage long-term obligations securely through regulated life insurance products.
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Qualified assignments only became available for workers compensation cases filed AFTER August 5, 1997. An outstanding workers compensation liability can also be settled using a reinsurance solution if the employer is insured.
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Buy structured settlement receivables at your peril investors. That is the message that a November 2018 decision by the 3rd Circuit Court of Appeals overturning a 2017 summary judgment in favor of a PA couple who, on the advice of an adviser, bought “a secondary market annuity” with retirement funds.
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Annuity Straight Talk would have you believe, erroneously, that Progressive shifts its liability by simply buying an annuity from MetLife. It also misrepresents that a structured settlement factoring transaction is a settlement.
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Apparently what was good for the goose is not good for the gander when it comes to one of the legal theories espoused by attorney and, by his own admission, (former) structured settlement broker Richard B Risk Jr. in a controversial legal action.
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Personal injury lawyer in a position of superior knowledge and trust, takes financial advantage of a personal injury client by entering into a structured settlement factoring transaction using an offshore company controlled by the TX/LA lawyer, shafting the client for in excess of a $1 million spread, Gross!
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Absent regulation of salespeople and sales practices in the structured settlement secondary market is there is no suitability standard, no best interest standard and no fiduciary standard. Unlicensed salesmen lacking credentials are dispensing very poor financial advice and people are getting hurt.
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If Robert Ostrov is the type of person that omits material facts from his CV and has made false statements about the highest structured settlement factoring discount rates on his watch, then is he fit to serve as a judge in Palm Beach County, where judging best interest of annuitants?
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Sutherland selectively ignores the fact that there are now 4 pending lawsuits against settlement purchasers, including three members of NASP that contain serious allegations about the business conduct of these companies and have exposed the flaws in the current system