Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
Recent Posts
- 🌿 THE PLANTIFF HEDGE — Q2 2026
- Bad Faith Structured Settlements
- Most Trustworthy Structured Settlement Annuity Companies 2026 by Newsweek/Statista
- The Counsel-Managed QSF: A Structure That Cannot Stand Up Under Banks Doctrine
- Unparalleled Access to NSSTA Members is Unparalleled Baloney from Mailing List Broker
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Category: Pardon My Pontification
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3-H Club Patrick Hindert won't attack factoring company business practices Patrick Hindert will attack structured settlement professionals and their trade association who do not support factoring Patrick Hindert has previously characterized JG Wentworth a "structured settlement thought leader" Neither word nor wiki about the CCC+ (junk status) of JG Wentworth, LLC from Hindert. Patrick Johann…
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For someone fighting for “the little guy” it’s ironic that Risk chooses an image, a metaphor of ethanol production’s affect on prices that is choking everyday Americans, like tort victims and in causing price rises for consumer goods that directly or indirectly cause tort victims to factor their payments to companies funded by the same…
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It has come to the attention of this author that the individual entrusted with the membership of the National Structured Settlement Trade Association is an individual of "exemplary" stature, IF one considers exemplary that H. H. Spooner Phillips IV, the person signing this declaration Download spooner_phillips_doj_declaration_332005.pdf, under penalty of perjury, that one has performed substantial services…
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Is “settlement planning” a profession or is it simply a “party mask” worn by some structured settlement producers? The message must be more clearly and visibly defined at both the company and association level AND reflected in the day to day activities of a larger number of individuals
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Factoring companies depend on a steady supply of structured settlements to survive. Factoring companies acquired by hedge funds and other entities have bloated cash reserves to tempt the wills of settlement brokers and settlement planners, lower their acquisition costs and satisfy their investors.
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Patrick Hindert's latest post about the so-called "Structured Settlement Thought Leadership Conference" (a/k/a The JG Wentworth conference) should raise an alarm bell. Hindert attempted to position this as some kind of independent conference when it was a JG Wentworth conference (DealFlow Media reference from June 11, 2008 "Two noteworthy representatives of the structured settlements…
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The Deal Flow media headline and teaser reads"Factoring Companies Take Heat For Referral Fees" Factoring companies offering referral fees to structured settlement consultants may not be violating any state insurance laws. But whether or not the practice is ethical is an argument that has divided the structured settlements community." This is a very important topic…
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Why is it that Regulators can get it right with Life Settlements and get it SO VERY WRONG with Structured Settlement Factoring? JG Wentworth issued a Press Release promoting its licenses for life settlements in 22+ states. Perhaps factoring companies are not resistant to licensing after all!
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Risk lauds class action lawyer Bill Lerach for taking the kickback allegations “with grace” and pled guilty “saving taxpayers the time and money of litigation” (Lerach earned a 2 yr sentence). But oops, the URL for Risk’s post included “Bill Lerach takes it like a man”), an unnerving triple entendre.