Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
Recent Posts
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- Structured Settlement Collection Agency in Henderson, Nevada Is Still Not a Structured Settlement — Now Nevada Law Makes That Clear
- Crypto Still Isn’t Suitable for Injury Victims — A Reminder From This Week’s Headlines
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Category: Structured Settlements in Massachusetts
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Work with a credentialed and experienced settlement planner to explore your options before signing any settlement agreement and release.
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Cordero’s 30 year perioid certain has 360 monthly payments, full stop,.Period certain structured settlement annuities require no medical underwriting. Pricing of a period certain annuity is unaffected by medical information. There are no medical questions on a structured settlement annuity application.
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One tertiary marketer of factored structured settlement receivables clearly communicated what they were selling, stating “Since this is not an insurance transaction it does not require an insurance license or any other license. The reason for this because it is factoring which is a sale of receivables.
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If the payee entered into the structured settlement within 5 years prior to the date of the transfer agreement, then the transferee must provide notice to the payee’s attorney of record at the time the structured settlement was created California Code, Insurance Code – INS § 10139.5(f)(2)(L)
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The proposed “structured settlement” was touted as a structure to be purchased through a 3rd party to be facilitated TX law firm. The “annuity” proposed was in fact a “receivable purchase agreement” involving purchase of payment rights from a structured personal injury settlement from a CA case.
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Allstate had a peculiar way of issuing life with certain structured settlements as 2 contracts. This has led to confusion from time to time with contracts many years down the road. I’ve reblogged a 2015 post to help annuitants, colleagues and staff members. Allstate stopped writing structures in 2013.
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It’s the well-established policy of the USA to oppose any attempt byan annuitant, payee or beneficiary to assign, transfer, sell, or factor annuity payments from an annuity contact owned by the United States, which was purchased as part of a structured settlement of an FTCA claim.
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Plaintiffs admitted that a 4% commission is paid no matter who the placing broker is. NY Law has no requirement to disclose commissions, yet most firms such as ours, do so anyway as part of affidavits they submit accompanying petitions for settlements for minors or in wrongful death cases.
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Could insurance companies, including those that issue structured settlement annuities, offer more to their customers if a 16 year old revenue sapping regressive Federal tax were abolished?
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Metropolitan Tower Life Insurance Company became the primary underwriting company for MetLife structured settlement annuities. Metropolitan Tower Life was the successor-in-interest to Metropolitan Insurance and Annuity Company (“MIAC)”, the qualified assignment company used by MetLife structured settlements until December 1, 2004.