Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

JG Wentworth Glossary… The Times Have Changed. Why Won’t JG Wentworth Change With It?

Key observations at time of publication:

  • Spokesman has upgraded suit and tie
  • Glossary has been beefed up to include structured settlement terms even though JG Wentworth is not even in the primary structured settlement industry.
  • Oddly, for JG Wentworth, the leader in the factoring industry, there was no glossary entry for “structured settlement payment rights”, “structured settlement factoring transaction”, “structured settlement transfer” or “effective discount rate”, terms that are at the core of what is is that JG Wentworth actually does.

As they say, if it walks and quacks it probably is.

Click the following link for a more comprehensive Structured Settlement Glossary, including Terms, Definitions for Structured Settlement Planning which includes the definition of these core terms.

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