Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Category: Settlement Advertising Wall of Shame

HighSpeedPayouts.Com | Another Structured Settlement Cash Now Pusher to Avoid🏎️

October 10, 2020

HighSpeedPayouts.com makes a devious and deceptive sales pitch to sell your structured settlement at its figurative pawn shop, for the purpose of “Taking Dream Vacations and Exotic Travel”, which is probably one of the all time dumbest things anyone can do with their structured settlement.
Structuredsettlements.com Unreliable and Illiterate on Tax Status of Structured Settlements

July 14, 2019

On August 21, 1996, Bill Clinton signed the Small Business Job Protection Act of 1996. It changed the exclusion from gross income of damages received on account of personal injury or sickness to apply only to damages which are received on account of a physical injury or physical sickness
NL Brand Reviews Defrauded Structured Settlement Consumers With Editor-in-Chief That Didnt Exist. Now This!

March 12, 2019

NL Brand Reviews has moved on from an “Editor in Chief”, who was an imaginary person with an imaginary degree with an imaginary job history and imaginary Rotary membership, to barfing this cringeworthy gibberish about structured settlements worthy of ridicule
Funding Direct, LLC Deploys Structured Settlement Cash Now Reimbursement Scam and Fails

December 1, 2018

Funding Direct LLC’s mailer appears to be a deceptive tactic aimed at encouraging structured settlement annuitants to sell their payments. It falsely claims that an inactive check from 2018 is a final attempt to collect owed balances, misleading recipients into thinking they are entitled to money, while also threatening termination of a nonexistent check.
In Sell Any Annuity, Has CBC Settlement Funding Finally Gone Off The Deep End?

July 23, 2018

Sell Any Annuity recently tweeted “Keep Your Eye on the Prize” in reference to its guaranteed to lose money value proposition to sell your structured settlement payments for pennies on the dollar. More like a booby prize. Sell Any Annuity pimps leads for CBC Settlement Funding
6 Actionable Steps to Help Clean Up Sell Structured Settlement Advertising Fraud

May 31, 2018

Selling structured settlement advertising should warn consumers that selling a structured settlement will result in a financial loss. Selling your structured settlement will ALWAYS result in a financial loss. Loss is irrefutable. You will. lose money 100% of the time.
Annuity Sold Fraudsters Nailed by Maryland AG In Structured Settlement Buyer Crackdown

January 9, 2018

Lack of structured settlement secondary market regulation allowed punks that run AnnuitySold, affiliated companies and others, to run amok. In this case Maryland Attorney General Brian Frosh took on the miscreants with a fervor and result that sets an example of what can be done in other states
American Equity Funding’s Bogus Solicitation of Structured Settlement Annuitants

July 5, 2017

The American Equity Funding “carrots” are pretty much devoid of financial nutritional value. With the exception of possibly needing a reliable car for transportation, not a single of their other ideas is a legitimate reason to sell your structured settlement payments
CBC Settlement Funding Benefits From Another Misleading Website SellAnyAnnuity(Dot)Com

April 10, 2017

CBC Settlement Funding’s latest “dumpster dive”, on this occasion Sellanyannuity(dot)com shows yet again that CBC doesn’t care about accuracy on its lead generation websites say as long as it sucks in the business.
Financial Samurai Falls on Sword With Fuzzy Logic

December 5, 2016

Expect to see more litigation against structured settlement factoring companies and others advising people who can ill afford risk to sell their stable income structured settlements at a big loss and alone or in tandem with other advisers put them into riskier investments.

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Category: Settlement Advertising Wall of Shame