Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Structured Settlement Definitions
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The Periodic Payment Settlement of 1982, a public law that allows defendants to assign their obligations (via a “qualified assignment”) to make future periodic payments to a third party without retaining a future obligation to the injured party has benefits to all sides. Read more.
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A Qualified Assignment Release and Pledge Agreement is a legal document, the execution of which sets the 2nd stage of a structured settlement transaction in motion, in the context of personal injury or wrongful death settlements where there is a desire for the Payee to have secured party status.
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Why doesn’t JG Wentworth Get Full Credit? 1. A structured settlement IS NOT an annuity 2. According to IRC 5891, the section of the Internal Revenue Code that is the “Mack Daddy”at the core of the stuctured settlement factoring business, JG Wentworth’s business: it is an arrangement.
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In a January 7, 2021 decision in JENNIFER LANCLOS, Plaintiff, v THE UNITED STATES, Defendant. 15-358C, the court ruled in favor of the United States and the result is that the US doesn’t have to make up the annuity shortfall arising out of the Executive Life of NY insolvency and liquidation.
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Investors in structured settlement receivables face unfavorable news. As of July 1, 2020, the Maryland Life and Health Insurance Guaranty Corp clarified there is no protection in cases of annuity issuer insolvency and liquidation.
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The fact that “settlement planners” are using the term “structured settlement planning”, separate and distinct from “settlement planning” is recognition of the specialized knowledge and skill in planning with structured settlements. A structured settlement is a core settlement planning tool. FACT.
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I’m sure I’m stating the obvious, but a joint annuity IS NOT a lifetime flow of “reefer”, even though one “rumor” circulating out West is that the financial security annuitants get from payments On Time Every Time® gives them a ‘Rocky Mountain high”.
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What is a structured settlement broker and what can a structured settlement broker can do for you?.
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here is no structured settlement offered today that has an annual adjustment that is contractually “tied to the consumer price index”.
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An annuity with a certain period represents the number of years that will be paid whether or not the measuring life survives the entire payment schedule. A 30 years certain & Life means payments will be made for 30 years, or the life of the measuring life, whoever is longer