Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Annuity FAQ
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The post critiques the marketing tactics surrounding Bobby Bonilla Day, questioning whether Bonilla’s contract constitutes an annuity or unfunded deferred compensation. It highlights the insensitivity of linking Bonilla’s deal to Ponzi scheme victims and emphasizes the need to reconsider the narrative surrounding Bonilla’s financial arrangement.
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Annuity Expert Advice purports to provide annuity expert advice. Unfortunately for consumers, shawn Plummer’s website continues to be laden with inaccuracies about structured settlements and cannot be relied upon to provide annuty expert advice on the subject in the state it was at time of publication.
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A 1035 Exchange is not permitted into or out of an SMA. The term Secondary Market Annuity is a misleading label, often used by sellers of structured settlement payment rights as a marketing tactic to attract investors in acquired structured settlement receivables. It is not an annuity.
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While some of the incorrect statements by some settlement planners may seem plausible, it is the nature of damages that the structured settlement payments represent that is a critical factor, not the structured settlement annuity contract itself. John Darer revews the details here,
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An annuity is not a structured settlement. For that matter a structured settlement is not an annuity. A structured settlement can be funded with an annuity. Taking a payment plan for casino winnings is not a structured settlement. What Annuity.org says is nonsense.
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Why put an annuity in your will, when you can just name a beneficiary (or contingent payee) and bypass probate? Why have an annuity pass through a probate estate, where it could be tagged with fees and expenses?
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Financial advisors, licensed insurance agents and settlement planners who sell “subsets” of structured settlement payment rights, athlete contracts and such as “secondary market annuities” to unsuspecting clients are creating significant potential errors and omissions exposure and worse.
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A deep dive into just how settlement planners have marketed other people’s structured settlement payments as investments, to trial lawyers, their injured clients, conservators, trustees and the Courts has revealed some pretty scary stuff that should give judges, fiduciaries and lawyers pause.
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A common misconception about structured settlements is that structured settlements are annuities. Structured settlements are not annuities. Structured settlements are a form of settlement that may be partially funded with annuities, although they are not always funded with annuities.
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By thinking smart, Bobby Bonilla is still enjoying the deferred payment ride. That’s all that matters. You may not be an athlete playing for a major league team, but you can enjoy stable income generated by an annuity from a quality life insurance company,.