Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

by John Darer® CLU ChFC MSSC RSP CLTC

"How Long does a structured settlement last?" was a question posed by someone on Google today. It's a great question, to which the answer is " virtually as long as you want!"

A structured settlement is fully customizable and there are many types of structured settlement payment streams available to match up to or suit an individual claimant's  or family's financial needs. More than one type of payment stream can be combined in a single structured settlement. Different structured settlement plan designs can be set up for different family members in the same settlement. All payments under a structured settlement are income tax free.

A non qualified assignment has similar properties to a structured settlement while taking advantage of tax deferral instead of  the IRC 104(1) or IRC 104(a)(2) tax exemption.

 
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