Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Structured Settlement Companies Among 2006 Fortune Most Admired

by John Darer CLU ChFC CSSC

Structured settlement annuity issuers New York Life (6.97), Mass Mutual (6.52), Prudential Insurance Company of America (6.37) and MetLife (6.22) and/or their parent companies made Fortune's 2006 America's Most Admired Companies for the Life and Health Insurance Section in the 23rd year of the survey. 10,000 top industry executives, directors and securities analysts were surveyed and asked to rate (out of 10) more than 500 companies in over 60 industries on the following eight reputation categories:

 
  • Quality of management
  • Quality of products and services
  • Innovation
  • Long-term investment value
  • Financial soundness
  • Ability to attract, develop and keep talented people
  • Social responsibility
  • Use of corporate assets

The top rated life insurance company was Northwestern Mutual (7.42) which has lead the survey each year. Northwestern Mutual does not issue structured settlement annuities.

Four other insurance organizations with connections to the structured settlement industry were also ranked as most admired. However they were listed in the Property and Casualty Insurance Category. They are Allstate (6.99), Hartford Financial Services (6.77), AIG (6.15) and Liberty Mutual (5.90)
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