Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
Recent Posts
- Comparable Annuity Quotes in New York Structured Settlement Transfer Petitions Ripe for Scrutiny
- 🍨🔥 HOT SLUDGE DUMBDAY
- Michael Saylor’s Strategy Sells 3,588 BTC — A Cause for Concern for Anyone Still Selling “Never Sell” Narratives
- Qualified Assignee vs. Court Ordered Assignee: Key Differences in Structured Settlement Terminology
- The Superseding Indictment against Joshua Wander: How a Collapsed Servicing System Hurt Real People and Exposed a Multi‑Year Deception📆⚠️
about
Category: Structured Settlement Markets
-

Private credit has surged into a multi-trillion-dollar market, with insurers heavily involved, raising concerns about their investment stability. Key risks include liquidity issues and valuation challenges linked to opaque assets. The implications for structured-settlement payments necessitate vigilance from annuitants and investors regarding their insurer’s financial health and asset exposure.
-
Pacific Life and Prudential, Leading insurers that issue structured settlement annuities, have been named among the World’s Most Ethical Companies for 2023. For Pacific Life it is recognized for the 6th time, while for Prudential it is for the 9th time. Both have been in business since the 19th Century.
-
Weiss insurance ratings outperformed 3 to 1.” United States Government Accountability Office (GAO). What is a Weiss Rating?
-
Pacific Life offers competitively priced fixed structured settlement annuities, index linked structured settlement annuities (ILAPA) and has a variable structured settlement annuity in development. Pacific Life & Annuity Company also issues structured judgment annuities in New York cases.
-
Today the A++(Superior) A.M. Best rated USAA Life insurance Company is a highly respected issuer of structured settlement annuities for a wide spectrum of claimants, particularly competive for long duration cash flows .
-

Pacific Life & Annuity Services, Inc., is the qualified assignment company for all Pacific Life branded structured settlements and include underwriting companies Pacific Life Insurance Company in all states but New York and Pacific LIfe & Annuity company for all claims with touch points to New York.
-
The longevity of the life insurance company issuing structured settlement annuities and consistency of its ratings is an important consideration when you consider a structured settlement for a long term or lifetime obligation that may stretch 50 or more years into the future
-

Qualified assignments only became available for workers compensation cases filed AFTER August 5, 1997. An outstanding workers compensation liability can also be settled using a reinsurance solution if the employer is insured.
-

Metropolitan Tower Life Insurance Company became the primary underwriting company for MetLife structured settlement annuities. Metropolitan Tower Life was the successor-in-interest to Metropolitan Insurance and Annuity Company (“MIAC)”, the qualified assignment company used by MetLife structured settlements until December 1, 2004.
-
Digital copies of structured settlement documents stored on a computer may be useless and inaccessible, if the beneficiary cannot get into a computer, smartphone, or cloud account, after accounts are frozen at the notice of death and/or passwords cannot be found.