Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
Recent Posts
- MetLife Announces NQA-Flex Deferred Payment Solution for Non-Physical Injury Settlements
- 🔹Structured Settlements and Bankruptcy of the Payee: What Courts Actually Look At
- Structured Settlement Collection Agency in Henderson, Nevada Is Still Not a Structured Settlement — Now Nevada Law Makes That Clear
- Crypto Still Isn’t Suitable for Injury Victims — A Reminder From This Week’s Headlines
- Survivor Justice Tax Prevention Act Introduced
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Category: Allstate Structured Settlements and Structured Payment Solutions
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A qualified assignment is an assignment of obligation to make future periodic payments which satisfies the requirements of Internal Revenue Code (IRC) §130. The periodic payments must be damages payable by the defendant,its liability insurer, or a QSF and excludable under §104(a)(1) or (2)
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AM Best has downgraded the Financial Strength Rating (FSR) of Everlake Life Insurance Company (formerly Allstate Life Insurance Company to A (Excellent) from A+ (Superior). Everlake was are rebranding following the acquisition of Allstate LIfe in November 2021.
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Divorce rates in the U.S. stand at approximately 44.6%, necessitating careful handling in structured settlements, particularly during split funding. Effective documentation and communication are vital to prevent errors that can harm clients. Issues arise when annuity issuers change processes, emphasizing the need for updated procedures in anticipation of foreseeable challenges.
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When using split funding a structured settlement in any combination, whether a duration split, carrier split, or a product split structured settlement design , it’s a good idea to have a summary delivered to the plaintift.
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When you enter into a long term structured settlement, it can unsettling to later learn that the insurer has been sold or the product line discontinued. How insurers manage change speaks volumes. Examples of divestitures and acquisitions of structured settlement product lines, or actual insurers.
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The structured settlement research is intended to learn the depth at which annuitants of these companies are being targeted by structured settlement factoring companies with deals that are more expensive than that offered by hardship programs offers by annuity issuers themselves.
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Allstate had a peculiar way of issuing life with certain structured settlements as 2 contracts. This has led to confusion from time to time with contracts many years down the road. I’ve reblogged a 2015 post to help annuitants, colleagues and staff members. Allstate stopped writing structures in 2013.
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New York judges reviewing structured settlement transfer petitions involving Allstate structured settlements need to be more vigilant or they will be approving structured settlement transfer petitions that bleed money from those whose best interest the judges have a duty to protect.
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Structured settlement factoring transactions are generally bad for structured settlement payees. In addition to giving up security, most payees sacrifice substantial economic value. It should be the financing of last resort for structured settlement payees. Berkshire Hathaway does the right thing.
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When you consider in 24 years, that some of the people who sold the “Structured Settlement Trust are retired or even deceased, it is fortunate that there was one seasoned veteran on a list serve who was spot on with the answer that it was Allstate’s version of the treasury funded structured settlement.