Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Structured Settlement Annuity Guarantees Help Financial Peace of Mind
- How Sheron Jones Was Exploited — And Why D.C.’s Failure to Mandate IPA in SSPA Enabled It
- Attorney Fee Structured Settlement Factoring
- One Year Later: The Structured Settlement–to–Bitcoin Anniversary Nobody Is Celebrating
- SettlementDecisions Episode 4: Purports to be a Directory-Delivers Spam Instead
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Category: Allstate Structured Settlements and Structured Payment Solutions
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Structured settlement factoring transactions are generally bad for structured settlement payees. In addition to giving up security, most payees sacrifice substantial economic value. It should be the financing of last resort for structured settlement payees. Berkshire Hathaway does the right thing.
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When you consider in 24 years, that some of the people who sold the “Structured Settlement Trust are retired or even deceased, it is fortunate that there was one seasoned veteran on a list serve who was spot on with the answer that it was Allstate’s version of the treasury funded structured settlement.
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FACT: Lead plaintiff Erica Biddings DID have a structured settlement broker of her own, Black Holcomb Smith & Associates. FACT: Lead plaintiff Erica Biddings DID choose her own structured settlement plan design and funding companies and AIG DID NOT object.
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When does an insurance company start to flag a structured settlement factoring case for intervention? Are insurers doing enough, or should an insurer have a greater role in protecting its insured structured settlement annuitants from abusive structured settlement cash now hustlers now and in the future?
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A structured settlement commutation rider is a provision in a structured settlement that provides for a conversion of some or all of the future structured settlement payments to a lump sum timed to a specific event and in accordance with a formula specified in the contract.
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Matt Bracy of the Dallas law firm of Scheef & Stone,sensationally chose to attack insurers who place their own requirements on structured settlement transfers in addition to the tructured settlement protection statutes. Bracy alleges the practice harms the annuitant by delaying their access to cash now for structured settlement funding.
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Allstate issued one contract for certain payments and another for lifetime paymnets. If you are a payee under an Allstate Life structured settlement contract, or the guardian or conservator for a payee, please contact Allstate to verify your benefits as the end of the certain period approaches.
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Allstate is supposed to be the “good hands people”, but since they stopped writing structured settlements in 2013, they have apparently outsourced certain customer services functions to the Philippines, presumably to save money, with questionable benefit to consumers
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Annuity Straight Talk’s Bryan Anderson completely misrepresents the financial ratings of John Hancock, MetLife, Allstate and Prudential as AAA when they are not. Isn’t the purpose of due diligence to confirm all material facts in regards to a sale?
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Structured settlements aren’t sexy and never were, but consider that the 2% year over year structured settlement industry growth (as measured by annuity premium) was achieved despite lingering low interest rates. This is the second straight year of recovery.