Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Structured Settlement Annuity Guarantees Help Financial Peace of Mind
- How Sheron Jones Was Exploited — And Why D.C.’s Failure to Mandate IPA in SSPA Enabled It
- Attorney Fee Structured Settlement Factoring
- One Year Later: The Structured Settlement–to–Bitcoin Anniversary Nobody Is Celebrating
- SettlementDecisions Episode 4: Purports to be a Directory-Delivers Spam Instead
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Category: Allstate Structured Settlements and Structured Payment Solutions
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Structured settlement hardship conversion as a The Game Changer is speculative. The real test will come when comparing the “all costs in” recovery with the hardship conversion, to what can be obtained in a structured settlement factoring transaction priced in the secondary market
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If there is nothing wrong with Allstate and John Hancock structured annuities, then why is settlement purchaser SSQ targeting structured settlement annuitants with those companies through national syndicated press releases that help is still available”?
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If you have an Allstate structured settlement and “you need cash now”, you will still be able deal with the company’s AFEN unit after the company stops taking in new structured settlement annuity business, according to an Allstate official responding to my question .
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If you have a structured settlement annuity or funding agreement with Allstate Life Insurance Company or Allstate Life Insurance Company of New York don’t panic, Allstate IS NOT going out of business and will continue to service your accounts. It is just not taking new structured annuity business.
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A genuine alternative financial solution to athletes and celebrities. It’s called Structured Celebrity Endorsement Fees. If you, or your client, seek safe, secure customizable income streams that are not laden with fees and are backed by a Fortune 100 size insurance company (ironically based in Northbrook) then take a few minutes to watch this video
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Allstate Life Insurance Company has taken a leadership position in the battle against high teen structured settlement factoring discount rates by lowering the discount rate it charges its structured settlement annuitants for the liquidity feature, to 8%.
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Right or wrong, the business of structured settlement factoring is regulated by judges. But the judges have ZERO control over the advertising and marketing practices of factoring companies and structured settlement brokers involved in factoring, unless a business practice is questioned in their courtroom.
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Allstate’s Life AFEN is a contract feature that permits an annuitant to commute structured settlement payment rights, when necessary, and in compliance with state law.
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If you are (or our your client is) having a good year financially and anticipate endorsement fees that only add to this year’s tax bill singers/songwriters, actors/ actresses, athletes and other famous endorsers can benefit from structured celebrity endorsement fees.