Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

" A man who empties his purse into his head has no fear of thieves" –Benjamin Franklin

Having accomplished my own challenge to be one of the first students to cross the finish line for the academic requirements of the Registered Settlement Planner (RSP) designation, I think it’s appropriate to encourage other settlement industry participants to take the timeless inspiration of Ben Franklin and take steps to improve and refresh their knowledge.

I started the RSP program last September and save the "to be completed" prerequisite final settlement plan, have made the commitment and investment of time from my nights and weekends to complete the required graduate level academic courses through Texas Tech. It is a proud personal accomplishment which I feel will enrich the quality that I bring to all of my clients and prospective clients.

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