Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: New York Structured Settlement Practice
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Common issues related to structured settlement quotes and funding which should be of interest to plaintiff attorneys, plaintiffs, insurance adjusters, defense attorneys and other interested parties or stakeholders in the structured settlement process across the United States
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Has a structured settlement broker or settlement planner altered a NY Life structured settlement quote? It appears so. Bespoke “Civil Row” alterations putting license, appointment and reputation on the line over a piece of a $100,000 case with a $3.970 commision..
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Can a licensed NY agent legally offer to waive tens of thousands of dollars in interest on the pre-settlement and/or post settlement loan from a related business, as a quid pro quo to the plaintiff agreeing to allow the agent to place the structured settlement annuity and make a commission?
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The Applicable Federal Rate is a useless piece of information to give to a seller, or potential seller of structured settlement payment rights, because it artificially inflates the present value and makes the seller think that they are receiving a better deal than they are.
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Punitive damages (sometimes known as “exemplary damages”), are damages intended to reform or deter a defendant and other from engaging in conduct similar to that which formed the basis of the claims in a lawsuit.
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Attorney Fee deferral funded with fixed structured settlement annuities can serve as a component of the stable foundation that allows you to invest other funds in higher-risk investments.
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NY insurance law is clear. OGC Op. No.10-11-07, an on point unequivocal opinion and analysis by the Office of General Counsel of the NY State Insurance Dept ( NY Dept of Financial Services) conclusively lays waste to what this affiliate of top NYSTLA contributor is doing
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When structuring attorney fees or taxable damages, it’s common to schedule the first payment in January of the following year so that it is not received in the same tax year as the settlement. An attorney who is already having a great income year can use this strategy to delay receipt
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One thing that’s almost certain is that what Erin Andrews does receive through a final judgment or settlement will be taxable income in a high tax bracket. A Non qualified structured settlement can help.
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Present value is important for plaintiffs, defendants & insurers of defendants litigating personal injury cases in jurisdictions throughout New York State. Present value is an important factor in valuing a case for settlement after a jury or judge has delivered a verdict, or projecting potential outcomes