Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- SettlementDecisions Episode 5: What SettlementDecisions Really Is — A Lead Funnel, Not an Information Source
- Structured Settlement Annuity Guarantees Help Financial Peace of Mind
- How Sheron Jones Was Exploited — And Why D.C.’s Failure to Mandate IPA in SSPA Enabled It
- Attorney Fee Structured Settlement Factoring
- One Year Later: The Structured Settlement–to–Bitcoin Anniversary Nobody Is Celebrating
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Category: New York Structured Settlement Practice
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Present value is important for plaintiffs, defendants & insurers of defendants litigating personal injury cases in jurisdictions throughout New York State. Present value is an important factor in valuing a case for settlement after a jury or judge has delivered a verdict, or projecting potential outcomes
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Petitions for infant compromise that include structured settlements in certain New York courts, are being submitted using only the initials of the minor. Does the community really need to know that a minor has an asset, whether it be cash, a trust or structured settlement due to a tragic event?
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New York’s new rebating bill allow insurers and/or agents to waive commission fees associated with the purchase of structured settlement annuities for families affected by any terrorist attack on the United States.
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The 4th Department unanimously affirmed without costs for reasons stated in the decision at Supreme Court. Today most carriers understand the value that a settlement intermediary with transition expertise, retained by them, or a plaintiff or plaintiff’s lawyer, brings to the table
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Having an expert who understands New York structured judgments can be invaluable to New York based attorneys and their clients at New York City mediations and mediations in Long Island, Westchester, Brooklyn, Syracuse, Binghamton and other parts of New York state.
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New York CPLR 5041 states “The court, as part of its judgment, shall direct that the defendants and their insurance carriers shall be required to offer and to guarantee the purchase and payment of such an annuity contract”
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Low interest rates continue to amplify structured judgment values in excess of the damages awarded by juries in New York City and elsewhere in New York State. Structured judgment experts can assist and provide a useful contribution as part of the financial analysis of potential case values
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A structured settlement would have certainly made sense in 1988, when one can deduce the accident occurred and some point in the following years when the lawsuit was adjudicated. Interest rates were roaring at the time.
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I applaud New York personal injury attorney John H. Fisher effort to encourage other attorneys to insist on the mandatory disclosure required under New York General Obligations Law 5-1702. My personal experience is that there is a distinct lack of knowledge of this statute in both the plaintiff and defense bar
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Where is it appropriate to draw the line on secondary market advertising of statutory protection, with or without disclaimers, before it becomes a moral hazard?