Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.
Einstein Structured Settlements Scam Exposed: Paid Reviews Uncovered

Einstein Structured Settlements Scam Exposed: Paid Reviews Uncovered

by Structured Settlement Watchdog®

Einstein Structured Settlements Paid Reviews

Conclusive evidence has busted Einstein Structured Settlements, a brand of Owings Mills high school chum run JRR Funding, for pulling a fast one on prospective customers by secretly using paid reviews portrayed as from genuine, satisfied clients.

This post introduces you to ” Chip”.  Note the details that accompany the image , in the column to the right, a clear statement of intent by Owings Mills’ Ryan Blank led Einstein Structured Settlements/JRR Funding, to pass the paid actor off as a “real life testimonial for the services provided to a client”.

My contemporaeous comment appears on the ad to date it for posterity. The second is the same actor’s audition for BuyTestimonials.com.

Einstein SS Chip Paid Review 11-17-2012

Now here is the 5th out of 5 portfolio shots for “Chip” on BuyTestimonialServices.com

Buy Testimonials Actor Chip who is held out a real customer by Einstein SS

The Einstein Structured Settlement scammers didn’t even move the flowers

Res Ipsa Loquitur

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