Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Structured Settlement Annuity Guarantees Help Financial Peace of Mind
- How Sheron Jones Was Exploited — And Why D.C.’s Failure to Mandate IPA in SSPA Enabled It
- Attorney Fee Structured Settlement Factoring
- One Year Later: The Structured Settlement–to–Bitcoin Anniversary Nobody Is Celebrating
- SettlementDecisions Episode 4: Purports to be a Directory-Delivers Spam Instead
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Category: Einstein Structured Settlements Criticism
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The structured settlement transfers involving the Badger children, representing a return of about 7 cents on the dollar, were among the most lopsided South Carolina factoring deals reviewed by McClatchy, which compiled complete data for more than 1,400 structured settlement transfers.
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Richart Ruddie’s “textbook frauds,” involving a multi-state de-indexing scam and other questionable “reputation management” tactics, are referenced 18 times in UCLA Law Professor Eugene Volokh’s detailed 83-page treatise published in the Utah Law Journal.
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UCLA law professor Eugene Volokh has authored a detailed 55-page piece discussing fraudulent anti-libel injunctions, linked to Richart Ruddie’s reputation management schemes. It examines a multi-state de-indexing scam, procedural forgeries, and the misuse of stipulated injunctions. Volokh’s work sheds light on alarming legal manipulations in reputation management.
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David Springer’s scam fell apart when his sock puppets were hauled into depositions during a Maryland lawsuit, leading to his reluctant confession. He portrays himself as a figure of divine grandeur—like the 2nd Coming—but most of his tweets are as thrilling as last night’s soggy leftovers.
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Say you “collide with a structured settlement” at 60 miles an hour. Like that’s a bad thing? So you dust off the paper cut sustained as you were propelled through “windshield” into a lifetime of stable, income tax free bliss. Priceless! It’s not like you’re hitting a jackknifed water buffalo.
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The Einstein Structured Funding website has been used as a brand jacking vehicle which, 6 years from its establishment is still riddled with a bonehead level of inaccuracy..
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Why should any factoring company representatives, or factoring companies themselves, be exempt from licensing and regulation when they hold themselves out to the public as “structured settlement brokers, structured settlement consultants, experts etc”. and giving financial advice?
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Fund First Capital’s abject failure to explain structured settlements and annuities is a great example of the structured settlement secondary market’s gangrenous self-inflicted wound.