Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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- Survivor Justice Tax Prevention Act Introduced
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Category: Truth In Advertising Structured Settlement Factoring
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Client First Settlement Funding is “Missing in Action” while seniors who bought structured settlement payments as an investment have not received payments because proof of living from the underlying annuitant has not been provided.
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A structured settlement is not an annuity, A structured settlement obligation may be funded with an annuity but the structured settlement itself is not an annuity. This is a fundamental and important distinction for anyone seeking to invest in structured settlement payment rights.
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Key bullet points to set you straight about some of the questionable claims made by individuals and companies to investors in structured settlement payment rights. Don’t be fooled by glib salespeople who don’t know their product.
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Financial advisors, licensed insurance agents and settlement planners who sell “subsets” of structured settlement payment rights, athlete contracts and such as “secondary market annuities” to unsuspecting clients are creating significant potential errors and omissions exposure and worse.
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When a structured settlement is factored to raise cash for a Payee, no annuity policy changes hands. Just the rights to payments. The individual receiving structured settlement payments representing his or her damages is no more the owner of an annuity contract than the investor.
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The Walls invested $153,000 in Secondary Market Annuities, an investment that Altium Group misleadingly advertised as having “Unparalleled Safety of Principal”, and the Walls have lost all the money they invested and are left with a pile of legal fees.

