Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

by John Darer

Without a direct carrier appointment the only way a person or entity can legally be paid for their role in placing life insurance or annuity business in New York is via a life broker's license.

Please review the following opinion of the New York State Insurance Department Office of General Counsel concerning Agent/Broker Licensing and Commission Sharing which this author obtained on February 23, 2005. The opinion is on point to the structured settlement profession.

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