Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Did you Think You Sold Your Structured Settlement For One Price Only To Learn that You Were Actually Going To Get Less? COMPLAIN HERE

This author has reason to believe that a factoring company contracted with structured settlement annuitants to purchase their structured settlement payment rights for one price and THEN when the funder fell through forced the tort victims to take a worse deal that paid them less.

This author is interested in interviewing annuitants who feel they have been ripped off by a factoring company under this set of circumstances. The company is known to advertise "cash now" and from what I understand your experience has been anything but "cash now".

Help us expose this travesty and educate others.

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One response to “Did you Think You Sold Your Structured Settlement For One Price Only To Learn that You Were Actually Going To Get Less? COMPLAIN HERE”

  1. Edward Ellis Avatar
    Edward Ellis

    Oops Cash Cow dropped the poo again. I was solicited to buy my structured settlement. These brokers called me sometimes 3 times a day and on the weekends to get a descision. Finally I chose them on the promise they would have my cash in 3 weeks 4 weeks at the latest assuring me they did this “All The Time” I needed the money to pay some immediate bills and start a business for my wife. I am on chemo so you can imagine the money I go through. Well they called me and told me a “Boss” had made a mistake in an addendum and there would be a delay until the next month. I told them I had 3 grand in immediote bills to pay. I was told I would get that money in 2 days to hold me over. All I got was 1 Grand and them explaining it was standard for advances. THAT was after a week. here we are at 7 weeks and I still have not gotten my money even though it went through the courts 2 weeks ago. I am due to have my untilities cut off this week and will lose my truck to the finance company….Thank you cash cow for the money NOT NOW

    Reply

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