Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

Category: Structured Settlement Transparency Initiative

  • The timing of the post is helpful in narrowing down who has been involved in cowardly defaming me over the past months. The Genex Capital officer, its CEO Roger Proctor, is the only one with both a motive to post, employ or collaborate with someone to post this junk, and involved with the Mr S…

  • by John DarerAn interesting case continues to percolate in Illinois Courts involving contingent commissions paid by smaller and mid-sized insurance brokers. Chicago Business reports on the Illinois Appellate Court's Valentines Day ruling , which overturned the dismissal of the 2005 suit by Crystal Lake manufacturer DOD Technologies against Mesirow Financial, and saying it could open…

  • Kicking out a few NSSTA members will not stop factoring, or the marketing of structured settlement payment rights any more than efforts to curtail life settlements elsewhere have stopped that activity. I certainly hope it stops the selling of lists by the few misguided fools who are doing it, or offering to do it

  • It seems to me that if legitimate services are being provided by structured settlement brokers and settlement planners, then they should be peddled out in the open, in the 21st Century mainstream instead of sneaky business like moving bootleg whiskey during Prohibition.

  • The Business Practices Declaration of  the Structured Settlement Transparency Intiative has been amended to account for changing times when more and more structured settlement brokers and settlement planners are involved in the structured settlement secondary market in some capacity. Download SSTI Declaration 2011 The structured settlement industry and the legal community it serves, needs no…

  • So far we've been able to establish that some insurance companies buy structured settlement payment rights through securitizations of such assets by factoring companies. The structured settlement watchdog has recently come to learn that the annuitant list of several former structured settlement annuity issuers was "acquired" by a Florida based factoring company.  The structured settlement…

  • It has AGAIN recently come to the attention of the structured settlement watchdog that a "rat" on the primary side of the structured settlement business may be selling names of annuitants to factoring companies. If you are the "rat", the structured settlement watchdog asks that you stop because be forewarned that I am not alone in "the…

  • Elevate Your Cash Offers: The Power of Competitive Settlement Shopping

    by Structured Settlement Watchdog® Andrew Carnegie once said “And while the law of competition may be sometimes hard for the individual, it is best for the race, because it ensures the survival of the fittest in every department”.   The Structured Settlement Watchdog®, John Darer®, is happy that there is increased competition in the settlement…

  • "We understand that there may be legitimate instances where a structured settlement recipient has experienced life altering circumstances resulting in a hardship situation that must be addressed.  As a company, we have concerns over the ethics and professionalism of unauthorized factoring referrals.  EPS and its predecessor companies have devoted decades to providing structured settlement services…

  • Due to the funding delays, which caused major construction setbacks and penalties, and her father’s declining health, she regrets that the dream she sacrificed part of her financial future for—her father moving into the in-law suite—might never come true.