Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

It has AGAIN recently come to the attention of the structured settlement watchdog that a "rat" on the primary side of the structured settlement business may be selling names of annuitants to factoring companies. If you are the "rat", the structured settlement watchdog asks that you stop because be forewarned that I am not alone in "the hunt".

  
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Drink up "rat", your greed is gonna get you! Mouse_drinking_wine_bottle_lg_clr

What you are doing undermines the credibility of the structured settlement industry and we're simply not going to stand for it.  This has always been a concern and was part of the reasons the Structured Settlement Transparency Initiative was started in 2007.

This blog post is also a public message to life insurance companies who write structured settlement annuities. I would like you to do your part to head off this practice which may be in violation of your selling agreements with your brokers. Since denial of the practice is likely going to be the first response, I strongly suggest that you issue memos reiterating the requirement to protect annuitants private information so it is on the record.

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