Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Structured Settlement Ethics Questions
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Has a structured settlement broker or settlement planner altered a NY Life structured settlement quote? It appears so. Bespoke “Civil Row” alterations putting license, appointment and reputation on the line over a piece of a $100,000 case with a $3.970 commision..
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40% of investors in factored structured settlement payments are hedge funds, 50% are life insurance companies and 10% individual investors. Would an audit shown rhedge funds and life insurers are profiting from some of the worst cases of financial rape of minorities, and retirees?
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Fortune Settlement Solutions LLC, a Miami Lakes company run by Zack Leshetz has served up the Chateaubriand of total bullshit. Structured settlement annuitants are solicited with the claim they will “get a fortune for your structured settlement payments”. Most you can get is pennies on the dollar.
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“As is true with any party in litigation, the United States has the right to select its own experts and consultants, including annuity brokers, and to engage in frank and confidential discussions with its experts and consultants.”
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Buffalo-based settlement planning firm and structured settlement brokerage, Milestone Consulting, also as an origination firm for structured settlement transfers, according to email correspondence from its CEO to one of our sources in October 2018.
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Pacific Life has nearly always beat everyone on short term cash flows of up to 15 years. That’s the main reason that people use them. With interest rates as low as they were during that time frame, many people opted for shorter fixed term structures. They also introduced an innovative new product!
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These examples of bad business conduct by structured settlement originators demonstrate possible reputation and financial risk factors for the settlement planners and the lawyers who refer them to their clients that may not been disclosed or even considered.
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When participants in the structured settlement secondary market make inducements tied to the purchase of a product that pays victims cents on the dollar, there’s something ethically and morally wrong. I’m surprised Omaha Steaks allows their name, logo and products to be used for this purpose.
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NY insurance law is clear. OGC Op. No.10-11-07, an on point unequivocal opinion and analysis by the Office of General Counsel of the NY State Insurance Dept ( NY Dept of Financial Services) conclusively lays waste to what this affiliate of top NYSTLA contributor is doing