Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Daily Rates Are Often an Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
about
Category: Structured Settlement Transparency Initiative
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If one is acting as a fiduciary of an investor, one is in an adversarial position to the seller. If one is acting as an agent of the seller then as an adversary, one cannot be a fiduciary of the buyer, or assignee. Structured settlement agency also originates secondary market transfers.
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Pacific Life has nearly always beat everyone on short term cash flows of up to 15 years. That’s the main reason that people use them. With interest rates as low as they were during that time frame, many people opted for shorter fixed term structures. They also introduced an innovative new product!
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4structures.com LLC has a long established practice of transparency. Such transparency is embodied in a written statement on our website as well as a case specific declaration or affidavit to accompany moving papers where a proposed structured settlement must be approved by a judge.
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A Shawnee OK woman was shafted when a buyer of structured settlement payments took more out of the deal than she did. That a buyer can use opaque pricing while not giving seller (and judges who must determine if the transaction is in seller’s best interest), tools to make comparisons is loony.
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Does having structured settlement payments paid into a settlement preservation trust provide better protection than simply relying on state structured settlement protection statutes?
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The National Association of Settlement Purchasers has taken credit for reforms spawned by bad business practices within in a “shadow industry” to the industry that industry leader’s denied was happening prior to Washington Post exposes that began to appear in August 2015
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Richart Ruddie of JRR Funding and Profile Defenders was among those sued by Las Vegas sports betting giant Bill Walters for conspiracy and deceptive practices. Walters said Defendants put up phony websites to trick gamblers into thinking they were buying betting tips from him.
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Cash now pushers routinely pay bribes to structured settlement annuitants as an inducement to sell their valuable future payment rights. Absence of anti-kickback legislation has resulted in kickback frequency of epic proportions, staggering in proportion to the anti-kickback limits of other legitimate financial business
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The structured settlement protection acts that are in effect in most states, require a judge to determine if your petition to sell your structured settlement payment rights is in your best interest and the best interest of any applicable dependents. The judge may approve or deny your application.
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If you are thinking about doing business with cash for annuity company that offers to buy your structured settlement, only do business if the structured settlement buyer gives up its real address. If a company will not give up its real location you simply have to ask yourself why?