Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
- ⭐ THE 18–25 GUIDE TO STRUCTURED SETTLEMENTS
about
Category: Structured Settlement Quote | What You Need To Know
-

The current system places too much emphasis in the wrong area. Any structured settlement broker or settlement planner has access to all 10 of the annuity issuers admitted in New York State. More emphasis should be placed on the quality of the plan presented along with the petition.
-
On August 16, 2007 I received the following email from Sian Owen of Strategic Capital "dismayed" that I had "lumped them in with JG" Wentworth in my post "Orwellian Discourse Fails to Tip Scales" (which was incorrectly quoted in her email as "Overall Discussion Fails to Tip Scales". Download sian_owen_email_to_jdd_8162007_re_orwellian_discourse_lump_w_jg.pdf To which I responded: "Suggest…
-
Given the amount of personal information that is requested online by structured settlement companies and factoring companies, I’m amazed that in many cases this being collected without a secure form (URL starts with https:// or has an observable lock image on the web page) and a posted privacy policy. Giving personal information online, without confirming…
-
Traditionally the use of structured settlements as as a funding vehicle for SNTs enables the beneficiary to benefit from rated ages (medical underwriting) which theoretically enables that less trust corpus to be consumed. This is because a rated age means that the structured settlement quote will be less
-
StructuredSettlement-Quotes(dot)com cannot give you a structured settlement quotes in CT StructuredSettlement-Quotes(dot)com does not appear to be registered with the CT Secretary of State, even though CT consumers are subjected to its advertising.
-
The following companies are the primary writers of structured settlement annuities for New York cases. Allstate Life Insurance Company of New York Aviva Life and Annuity Company of New York (name change due to merger 12/31/2007) American International Life Assurance Company of New York Hartford Life Insurance Company John Hancock Life Insurance Company Liberty…
-
The backgrounds of settlement professionals with either plaintiff, defense or general consultancy is as varied as there are flavors of ice cream. Some have legal backgrounds, others have insurance backgrounds, claims adjusting backgrounds, banking backgrounds, securities backgrounds and life company backgrounds.
-
Rated ages will vary based on the opinion of each annuity issuer’s medical underwriter after a review of medical records. Records related to the claims in the law suit as well as other unrelated factors may be considered. A rated age may or may not make a difference in the pricing of a structured settlement.
-

The use of structured settlement daily rate pricing may be just the thing that bridges the gap between in negotiations over a hotly disputed item of damages. In another application it may be used to enhance the value of a policy limits offer where the defendant has limited coverage and no assets.
-
Eught bullet points that can help structured settlement consumers find the right structured settlement expert to work with