Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Daily Rates Are Often an Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
about
Category: Structured Settlement Payments
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Structured settlement payments can be tax-free for payees if they relate to qualified damages under specific sections of the Internal Revenue Code, such as physical injury or workers compensation. Non-qualified settlements offer tax deferral, usually taxed upon receipt. Consulting a structured settlement advisor is recommended for proper establishment.
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Cash is like a carbohydrate in your diet, a source of energy that you can burn through too quickly… A structured settlement gives you a slower burn rate.
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Using a single qualified assignment for multiple family members receiving separate structured settlements is inadvisable due to privacy concerns. If one payee sells their payment rights, the financial details of all payees become exposed. This can lead to unwanted solicitations and complications in personal circumstances, undermining privacy among family members.
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If you have inherited a structured settlement, as a beneficiary you should know that there is absolutely no rush to make any decisions about the structured settlement. Don’t let structured settlement cash now pushers scam you out of your inheritance.
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Structured settlements appeal to people who want safety, security and guarantees provided through a financial core of stable income. The tax benefits of structured settlements are almost secondary.
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Trying to contact a structured settlement company to change an address, but don’t know the telephone number. Well 4structures.com can help! Go to 4structures.com to find Structured Settlement Annuity Company Customer Service Phone Numbers (4structures.com)
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Allianz found by an almost 4 to 1 margin, Baby Boomers are more attracted to guarantees for their retirement savings versus the potential of high returns with market risk.
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In some circumstances the use of In Force Structured Settlements and Enhanced Structured Income through a Structured Asset Management Trust, may offer plaintiffs and plaintiff lawyers a superior settlement planning solution when combined with a traditional structured settlement. In a continuation of this podcast series started in 2009, New York/ Connecticut area Registered Settlement Planner…
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A Minnesota bankruptcy judge overruled a bankruptcy trustee and found that future payments from the structured settlement were, in fact, payment and compensation for the bankruptcy debtor’s loss of future earnings. Cite 11 U.S.C. § 522(d)(11)(E)