Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Daily Rates Are Often an Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
about
Category: Structured Settlement Payments
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A market exists for buying and selling/trading structured settlement payments in secondary and tertiary market transactions. High discount rates charged to tort victims enable a whole lot of wiggle room for transferees to serve up an attractive meal to feed the gullets of downstream investors.
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Granted an annuity is safe and boring and gets its share of disrespect in the press, but if an annuity could talk might it hum something like this, to the tune of the chorus from Paparazzi by Lady Gaga?
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If you are looking for an alternative to CDs or bonds for your IRA or pension consider structured settlement payment right, have a look below: Some of the opportunities available this week for those seeking to buy structured settlement payment rights: Pay approximately $149,360 for a $220,000 lump sum payout 2/11/2018 IRR 5.4% Payments rights…
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It is clear that the government is interested in annuities, LIFETIME INCOME ANNUITIES, as a means to provide lifetime financial security.
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MORE TAXES+ GREATER INTRINSIC VALUE FOR NEW AND EXISTING STRUCTURES, even in a low interest rate environment. Check out the taxable equivalent yield chart at 4structures.com and see how that “puny 3% rate of return”, “ain’t too shabby” if you’re in the 40% tax bracket.
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An annuity with a certain period represents the number of years that will be paid whether or not the measuring life survives the entire payment schedule. A 30 years certain & Life means payments will be made for 30 years, or the life of the measuring life, whoever is longer
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Is there an income tax on inheritance of structured settlement payments? The Answer “it depends” Click to learn more!
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Through proper fact finding, ostensibly one could gain an understanding of a plaintiff’s total financial needs and plug one or more in force benefit segments similar to these into the mix, combining with one or more standard structured annuities and cash to fulfill the plaintiff’s or attorney’s needs.
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The highest possible yields may have been acquired “by any means necessary”, even if it ultimately means hosing the annuitant with a high discount rate. A judge may reject the transaction and they sometimes do. What is reasonable in the average, and the best deal may be entirely different things.
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Whether a structured settlement payments are income tax free, is based on the reason for settlement and the damages that the structured settlement payments represent. Structured settlement payments are not always income tax free.