Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Structured Settlement Payments
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Nationally known personal finance expert Jane Bryant Quinn strongly supports income annuities as a protection against the risk of outliving one’s savings. Structured settlement annuities are a form of annuity that can include both immediate income annuities (SPIA) and deferred income annuities (DIA).
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A structured settlement annuitant who sold half his structured settlement payments to a South Florida cash now pusher, was subject to a payment servicing agreement that has unfortunately resulted in a payment delay of 15 days and counting.
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Annuity payments build Income streams. An annuity contract is a financial agreement between a life insurance company and its customer outlining the terms of future payment obligations that are assumed in consideration of a premium paid.
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Structured settlements can include an S&P 500 index-linked annuity adjustment feature, thanks to Pacific Life Insurance Company, which rolled out its rider in April 2014, following its obtaining a favorable IRS Private Letter Ruling. It is now available for structured settlement quotes on both structured settlements and for structured attorney fees.settlements and for structured attorney…
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ELNY Hardship Fund was a $100 million fund, voluntarily established by life insurance companies, to make awards to applicants who have demonstrated that they face genuine hardships as a consequence of benefit reductions under ELNY structured settlement annuities established in the 1980s.
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Structured settlement payments can be tax-free for payees if they relate to qualified damages under specific sections of the Internal Revenue Code, such as physical injury or workers compensation. Non-qualified settlements offer tax deferral, usually taxed upon receipt. Consulting a structured settlement advisor is recommended for proper establishment.
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Cash is like a carbohydrate in your diet, a source of energy that you can burn through too quickly… A structured settlement gives you a slower burn rate.