Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Daily Rates Are Often an Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
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Category: Structured Settlement Payments
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The critique of Natalie Bracco’s views on structured settlements reveals significant inaccuracies. It argues that selling settlements results in substantial financial loss, contradicting her claims of minor fees. The analysis highlights that Bracco lacks understanding of the legal and financial implications, urging caution against her misguided recommendations to invest in low-performing assets.
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One aspect of settlement money, “Life changes”. People come out of the woodwork seeking loans. Special care must taken with decisions with lending settlement money, particularly if you are physically or mentally unable to work because your settlement money has to last.
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A June 2015 post by a structured settlement payee on Reddit highlights a financial dilemma in which he contemplates his options. including selling structured . He says he would like options besides the the “standard structured settlements sharks (JG Wentworth, Peachtree, Oasis etc.).
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Nationally known personal finance expert Jane Bryant Quinn strongly supports income annuities as a protection against the risk of outliving one’s savings. Structured settlement annuities are a form of annuity that can include both immediate income annuities (SPIA) and deferred income annuities (DIA).
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A structured settlement annuitant who sold half his structured settlement payments to a South Florida cash now pusher, was subject to a payment servicing agreement that has unfortunately resulted in a payment delay of 15 days and counting.
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Annuity payments build Income streams. An annuity contract is a financial agreement between a life insurance company and its customer outlining the terms of future payment obligations that are assumed in consideration of a premium paid.
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Structured settlements can include an S&P 500 index-linked annuity adjustment feature, thanks to Pacific Life Insurance Company, which rolled out its rider in April 2014, following its obtaining a favorable IRS Private Letter Ruling. It is now available for structured settlement quotes on both structured settlements and for structured attorney fees.settlements and for structured attorney…
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ELNY Hardship Fund was a $100 million fund, voluntarily established by life insurance companies, to make awards to applicants who have demonstrated that they face genuine hardships as a consequence of benefit reductions under ELNY structured settlement annuities established in the 1980s.