Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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- Structured Settlement Annuity Guarantees Help Financial Peace of Mind
- How Sheron Jones Was Exploited — And Why D.C.’s Failure to Mandate IPA in SSPA Enabled It
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Category: Structured Settlement FAQ
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If an insurance company is offering you a structured settlement that’s not a bad thing. It’s a positive step. It may mean that the insurance company is attempting to address your needs. Better than an offer that has no bearing on your needs. Settlements come about as the result of a negotiation.
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Commissions are set by the annuity issuer and part of filings with the State of NY Dept. of Financial Services. Exceptions have been allowed with 9-11 victims families’ structured settlements with the Victims Compensation Fund and settlements with survivors of Marines killed in the Beirut barracks bombing in Lebanon in the 1983
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Structured Settlement annuities may not be sold. However the rights or receive structured settlement payments can be sold, an important distinction..
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Qualified assignment companies special purpose companies that do little else than taking assignments of structured settlement obligations from defendants/insurers. Qualified Assignment companies receive amount being structured and pay it to the annuity issuer after deducting a fee
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When you use your credit card or finance a purchase, you are taking on debt, When you sell your structured settlement payment rights, you are liquidating all or a portion of an asset and you will never get it back.
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Petitions for infant compromise that include structured settlements in certain New York courts, are being submitted using only the initials of the minor. Does the community really need to know that a minor has an asset, whether it be cash, a trust or structured settlement due to a tragic event?
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Digital copies of structured settlement documents stored on a computer may be useless and inaccessible, if the beneficiary cannot get into a computer, smartphone, or cloud account, after accounts are frozen at the notice of death and/or passwords cannot be found.
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Can a company that buys structured settlement payment rights help you “maximize your annuity”? The answer, quite simply, is no.
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Structured settlements don’t need much “after care”. Save for an infrequent address , beneficiary or bank change, or to explain to your child what structured settlement they have upon majority, there is nothing that you need to do with your structured settlement once you set it up.
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The distinction between an annuity and an insurance contract is the gravamen of an argument and some interesting lawyering in the Executive Life of NY related class action against EPS Settlements Group in Florida.