Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
- ⭐ THE 18–25 GUIDE TO STRUCTURED SETTLEMENTS
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Category: Structured Settlement Benefits
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Historic Municpal Bankruptcy: Jefferson County AL 2011 2011 Bankrupcty was when filed the Largest Municipal bankrutpcy in United States history Some have said in the past that tax exempt municipal bonds are an alternative to structured settlements. Both represent tax exempt promises to pay periodic payments. Unlike municipalities, insurance companies CANNOT file for bankruptcy Yet…
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An industry colleague and I were ruminating about the reasons we are each having good business years in a terrible economy , with low interest rates and where reportedly, some in our industry are struggling to do even $1,000,000 in production. We agreed that it is what we are selling: Safety, Security and Guarantees. We also agreed that…
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A structured settlement offers safe, stable contractually guaranteed income tax free payments that can be customized to your needs. It may not be sexy, but these days a return on your money (as opposed to a loss) IS sexy.
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Structured settlements are generally zero volatility income distribution products. More than half of consumers do not not wanting swings of more that 10% in their retirement portfolio according to a volatility poll conducted online by MetLife.
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A company called Rescue Capital wants you to cash out your structured settlements with the justification being this piece of “donkey dung”: “Interest rates offered five years ago by insurance companies for structured annuities are not much better than they are now. Add to that the fact that it is not certain that tax rate…
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“Lump sum-to-income” conversion math is not second nature to most people and that a better retirement can be created by helping people adopt an “income”mindset.
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Structured settlement annuities provide predictable income. Structured settlement annuities are a solid way to ensure enough flexibility to move in and out of riskier assets and strategies and to establish a steady and predictable income stream that will enable clients to ride out a stretch of lean years.