Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Daily Rates Are Often an Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
about
Category: Structured Settlement Benefits
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“Although a structure cannot “turn water into wine”, shifting certain risks to annuity issuers can sometimes create an opportunity in which the plaintiff gets more than he or she would get under a 50-A or 50-B judgment AND still enable the Defendant to pay less than it would otherwise be obligated
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Structured settlement annuities fall into a similar asset class. Structured settlement annuities are high quality fixed income assets. This holds true whether you are a plaintiff settling a personal injury or wrongful death case, already receiving payments from a structured settlement, or payments from a structured judgment
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Structured settlements and municipal bonds both offer income to payees that is tax exempt How do the risks compare between structured settlements and municipal bonds?
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Structured settlements provide safety, security and guarantees. Why gamble if you don’t have to?
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Period Certain in an annuity, means the number of years that the payments will be paid regardless of whether or not the payee of the structured settlement annuity (or retirement annuity) survives the entire payment schedule.
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What are the Disadvantages of a Structured Settlement? Spray Gould Bowers, LLP If the plaintiff retains too much control over the proceeds, the IRS may look at the situation and decide that the tax benefit must be forfeited. Comment Huh? With a structured settlement the plaintiff chooses to take a portion of his or her…
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by John Darer CLU ChFC CSSC RSP The S&P Case-Shiller index of home values has fallen to where it was in 2002. Current national savings rate 5.7%, highest since February 1995. Nearly 6% of fixed-rate mortgages to borrowers with good credit were in the foreclosure process according to the Mortgage Bankers Association and 12% of…
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by John Darer CLU ChFC CSSC RSP Wall Street Journal reports that "at least 10 states are considering some kind of major increase in sales or income taxes, including Arizona, Connecticut, Delaware, Illinois, Massachusetts, Minnesota, New Jersey, Oregon, Washington and Wisconsin. California and New York lawmakers already have agreed on multibillion-dollar tax increases that went…
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While I am not lobbying for higher taxes the fact remains that the higher the tax the more sexy the structured settlement tax benefit is.