Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
- ⭐ THE 18–25 GUIDE TO STRUCTURED SETTLEMENTS
about
Category: Structured Settlement Benefits
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Structured settlement payments can be tax-free for payees if they relate to qualified damages under specific sections of the Internal Revenue Code, such as physical injury or workers compensation. Non-qualified settlements offer tax deferral, usually taxed upon receipt. Consulting a structured settlement advisor is recommended for proper establishment.
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The benefits of structured settlements chronicled in a parody of the Twelve Days of Christmas. Trade a partridge ina pear tree for a lifetime of securtity.
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John Darer’s article discusses the challenges of managing lump sum settlements and highlights the high failure rates of traditional withdrawal strategies, notably the 4% rule. He emphasizes the importance of guaranteed income products, like structured settlement annuities, in ensuring financial security for retirees, suggesting a shift towards these solutions for sustainable income.
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Structured settlement annuities are not only for those who have suffered a catastrophic personal injury. If you are receiving a recovery for wrongful death or an employment related settlement, taxable damage settlement, or an attorney with a contingency fee, allocating part to a structured settlement can protect your recovery and possibly put you in a…
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by John Darer CLU ChFC MSSC RSP CLTC The Federal tax increases, or effective tax increases, arriving in 2013 have both settlement planning and financial planning implications and may have a positive effect on the utility of structured settlements, structured attorney fees and other financial solutions involving structured periodic payments. A. Increase in personal income tax rates…
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If you have inherited a structured settlement, as a beneficiary you should know that there is absolutely no rush to make any decisions about the structured settlement. Don’t let structured settlement cash now pushers scam you out of your inheritance.
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Structured settlements appeal to people who want safety, security and guarantees provided through a financial core of stable income. The tax benefits of structured settlements are almost secondary.
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A milestone like college education for your children does not have to become a “millstone around your neck” when you fund it with a structured settlement.The same thing goes for other milestones in your life or your children’s lives
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A structured settlement annuity is like a tomato. It can be sliced, prepared or used in many different ways to suit you or your client’s taste and needs. Work with a credentialed structured settlement expert who possesses the knowledge and vision to guide you through the menu.
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How do structured settlements compete with the mutual funds that buy large capitalized companies sold to you by well-dressed financial planners? Pretty darn well and without the risk, expenses and in many cases, income taxes. Money CNN cited a Morningstar report that in 2011, 79% of large-cap fund managers trailed the Standard & Poor's 500-stock…