How do structured settlements compete with the mutual funds that buy large capitalized companies sold to you by well-dressed financial planners? Pretty darn well and without the risk, expenses and in many cases, income taxes.
Money CNN cited a Morningstar report that in 2011, 79% of large-cap fund managers trailed the Standard & Poor's 500-stock index, says Morningstar — the worst showing since 1997. Annual expenses on the big actively managed stock mutual funds average 1.3% of assets according to the February 23, 2012 cite by Beth Braverman.
Structured settlements have no external expenses or ongoing management fees, or income taxes (if damages paid for physical injury, physical sickness or workers compensation)
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