Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

A company called Rescue Capital wants you to cash out your structured settlements with the justification being this piece of “donkey dung”:

“Interest rates offered five years ago by insurance companies for structured annuities are not much better than they are now. Add to that the fact that it is not certain that tax rate will not rise in the future”.

Read more: How’s your annuity working for you? | Everything You Need To Know About Anything http://www.freearticlezines.com/2010/11/hows-your-annuity-working-for-you/#ixzz15fMyPIiL
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Comments

While it is true that it is not certain that the tax rate will not rise in the future (it is more likely than not that it WILL eventually RISE) a rise in taxes will actually improve the intrinsic value of the structured settlement you are receiving.

  1. Assuming that your payments are from a personal physical injury or workers compensation settlement your payments should be income tax free. 
  2. Simply refer to the taxable equivalent yield chart to see how the value of your return rises with the tax rates , without your having to do anything.
  3. Furthermore you must bear in mind that if you do business with a company like Rescue Capital you will be taking a haircut. You will be investing less money than the present value of our structured settlement payments. Beware the slick sales pitch!
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