Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Category: rescue capital

  • Rescue Capital Does “The Pee Wee Herman”

    here is no structured settlement offered today that has an annual adjustment that is contractually “tied to the consumer price index”.

  • Higher Taxes…They’re Coming!

     The Obama administration seeks to raise nearly $60 billion by closing loopholes according to various news reports on May 11, 2009. These potential loophole closings have a potentially significant impact on settlement industry stakeholders .    "Another Loophole closing?" The tax "garrotte" includes items related to the estate tax, and also revived a bid to cap itemized deductions wealthy individuals…

  • Structured Settlement Watchdog “to The Rescue” on The Facts about Woodbridge “Chipmunk”

    Rescue Capital’s Dawn Anderson’s “cat fight” with Chelsea Alvin over an untimely article and SEO marketing, results in her being hoisted on her own petard.

  • Rescue Capital Speaks out Against Erroneous Financial Information on Blogs

    Another battle against the blog vermin, whose “literary defecation” infests the internet with misinformation about annuities and structured settlements, all in the name of boosting SEO and guzzling the sweet nectar of pay-per-click manna. illiterate, poorly researched misinformation about annuities and structured settlements in the hope of increased SEO and the inebriation of pay-per- click…

  • Rescue “Crapital”

    A company called Rescue Capital wants you to cash out your structured settlements with the justification being this piece of "donkey dung": "Interest rates offered five years ago by insurance companies for structured annuities are not much better than they are now. Add to that the fact that it is not certain that tax rate…