Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- SettlementDecisions Episode 5: What SettlementDecisions Really Is — A Lead Funnel, Not an Information Source
- Structured Settlement Annuity Guarantees Help Financial Peace of Mind
- How Sheron Jones Was Exploited — And Why D.C.’s Failure to Mandate IPA in SSPA Enabled It
- Attorney Fee Structured Settlement Factoring
- One Year Later: The Structured Settlement–to–Bitcoin Anniversary Nobody Is Celebrating
about
Category: Structured Settlement Annuity
-
In a buy and hold, the structured settlement annuity policyholder is the Defendant or the Defendant’s insurer. With the qualified assignment method, the qualified assignment company is policyholder. Where does not leave the person receiving payments? Read on.
-
What happens with a life annuity if you die? Why would anyone want a life annuity? How Do You Provide For Beneficiaries When Establishing a Structured Settlement Annuity or Retirement Income Annuity? What is Long Loife Planning? What is Longevity Risk?
-
In 2026, several life insurance companies provide structured settlement annuities for personal injury and related claims in New York City and surrounding counties. Key issuers include Metropolitan Life, New York Life, and Prudential. Only three companies offer annuities for structured judgments under specific legal articles due to strict provisions.
-
If an insurance company is offering you a structured settlement that’s not a bad thing. It’s a positive step. It may mean that the insurance company is attempting to address your needs. Better than an offer that has no bearing on your needs. Settlements come about as the result of a negotiation.
-
Sometimes better structured settlement prices can be had by blending the strengths of two or more companies. One company may excel at earlier payments and another for later payments. Sometimes there are unique considerations. Always work with a credentialed structured settlement expert.
-
How does entering into a structured settlement differ from buying an annuity for retirement or long term savings? There is an important difefrence. Learn more by reading this blog.
-
Structured settlements are a haven in turbulent times. People with structured settlements receive stable, secure guaranteed structured settlement payments that are backed by large well capitalized insurance companies
-
Who are prospects for structured settlement annuities? Is conventional thinking about structured settlements too limiting?
-
Pacific Life has the only structured settlement Index linked annuity payment adjustment rider. It has performed for Pacific Life structured settlement payees, A 5% upward move in payments applied at the end of the 1st contract year. A great deal because it’s priced at a similar rate to a 2.3% COLA.
-
A structured settlement is not an annuity. A structured settlement however, can be funded with an annuity as a qualified funding asset pursuant to IRC 130(d).