Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- SettlementDecisions Episode 5: What SettlementDecisions Really Is — A Lead Funnel, Not an Information Source
- Structured Settlement Annuity Guarantees Help Financial Peace of Mind
- How Sheron Jones Was Exploited — And Why D.C.’s Failure to Mandate IPA in SSPA Enabled It
- Attorney Fee Structured Settlement Factoring
- One Year Later: The Structured Settlement–to–Bitcoin Anniversary Nobody Is Celebrating
about
Category: Structured Settlement Annuity
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A structured annuity is a type of qualified funding asset used to fund the payment of future damages from the settlement of a lawsuit or legal dispute. A structured annuity is fully customizable annuity allowing for many different types of payment streams.
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Nationally known personal finance expert Jane Bryant Quinn strongly supports income annuities as a protection against the risk of outliving one’s savings. Structured settlement annuities are a form of annuity that can include both immediate income annuities (SPIA) and deferred income annuities (DIA).
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Structured settlement annuities are issued by some of the oldest and largest life insurance companies in the United States. Many companies that issue these annuities are also among the biggest issuers of life insurance in the world.
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Structured settlement hardship conversion as a The Game Changer is speculative. The real test will come when comparing the “all costs in” recovery with the hardship conversion, to what can be obtained in a structured settlement factoring transaction priced in the secondary market
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Annuity payments build Income streams. An annuity contract is a financial agreement between a life insurance company and its customer outlining the terms of future payment obligations that are assumed in consideration of a premium paid.
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Does Prohibition of Advertising Statutory Protection Under Insurance Law Apply to Receivables in NH?
Can a licensed insurance producer legally call stuctured settlement receivables a structured settlement annuity when it isn’t, or legally discuss statutory protections prohibited from being discussed under statute with a consumer while soliciting the consumer for the receivables (“annuity”}?
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Structured settlements can include an S&P 500 index-linked annuity adjustment feature, thanks to Pacific Life Insurance Company, which rolled out its rider in April 2014, following its obtaining a favorable IRS Private Letter Ruling. It is now available for structured settlement quotes on both structured settlements and for structured attorney fees.settlements and for structured attorney…
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Where Pat Hindert Sees Bleak I see Strands of Optimism. The fact is that structured settlement industry premium is up 7% year over year, It’s worth noting that production increased despite the withdrawal of two companies from the market in February 2013.
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A rated age helps quantify the cost of funding a structured Medicare Set Aside Arrangement (MSA) at the maximum discount and a more cost efficient funding of the future pain and suffering and future medical elements of damages in a New York structured judgement
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Same sex couples can now file jointly. if lawfully married under state law. At least one company that issues structured settlement annuities, Berkshire Hathaway Life Insurance Company of Nebraska and First Berkshire Hathaway Life Insurance Company, which operates in New York, has indicated that they will issue joint life annuities to same sex couples that…