Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Stamford Personal Injury
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If your structured settlement, the ‘job you cannot be fired from” is keeping you above the median of the middle class, why would you sell it? Why would you jeopardize it, unless you really had no other alternative?
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No such thing as a structured annuity settlement. A structured annuity, also known as a structured settlement annuity when used as a qualified funding asset, is one way to fund a structured settlement.
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The Master’s Structured Settlement Consultant (MSSC) is an advanced credential earned by qualified structured settlement consultants and settlement planners from NSSTA and the Stayer Center for Executive Education at the University of Notre Dame (currently University of Texas at Austin)
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Depending on the non qualified assignment facility used, non qualified structured settlements can be funded with annuities, United States Treasury obligations, professional money management (based on objective formula) and/or structured settlement payment rights.
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“What is constructive receipt?” How to avoid constructive receipt to take advantage of structured settlement benefits. Avoid the Grim Reaper of Structured Settlements.
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John Darer reviews the subject of structured settlement rated ages and impaired risk underwriting as it applies to structured settlements and structured judgments. Attorneys, judges, plaintiffs and claims adjusters can all benefit from the information in this podcast, the first of a two part series.
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A structured settlement annuity may provide a contractual guarantee “to pay out for a lifetime”, however long that is. Depending on the age of the annuitant actual lifetime may exceed the maximum term of available bonds. With medical improvements and healthier living people are living longer.
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Period Certain in an annuity, means the number of years that the payments will be paid regardless of whether or not the payee of the structured settlement annuity (or retirement annuity) survives the entire payment schedule.
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Structured settlements may lack the excitement of stocks and investments but provide safety and guaranteed tax-free income. Personal injury lawyers like Jonathan P. Groth emphasize their importance. Clear terms in settlement agreements are necessary, and multiple stakeholders impact structured settlements, making proper financial advising essential for plaintiffs.
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The claim that structured settlements are “tax-free” is misleading. While most structured settlement payments are exempt from federal and state income taxes, other taxes, such as estate taxes and certain excise taxes, may apply. Advertisements must accurately convey these nuances to avoid deception according to federal regulations.