Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
- ⭐ THE 18–25 GUIDE TO STRUCTURED SETTLEMENTS
about
Category: Stamford Personal Injury
Stramford Personal Injury includes coverage of personal injury matters arising in Stamford, Connecticut, including motor‑vehicle accidents, premises liability incidents, workplace injuries, and other negligence‑based claims. This category provides context on local case patterns, settlement structures, and considerations relevant to Stamford claimants, attorneys, and insurers. It also connects Stamford‑specific issues to broader Fairfield County and Connecticut personal‑injury practices, highlighting trends in litigation, settlement planning, and the use of structured settlements.
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“What is constructive receipt?” How to avoid constructive receipt to take advantage of structured settlement benefits. Avoid the Grim Reaper of Structured Settlements.
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John Darer reviews the subject of structured settlement rated ages and impaired risk underwriting as it applies to structured settlements and structured judgments. Attorneys, judges, plaintiffs and claims adjusters can all benefit from the information in this podcast, the first of a two part series.
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A structured settlement annuity may provide a contractual guarantee “to pay out for a lifetime”, however long that is. Depending on the age of the annuitant actual lifetime may exceed the maximum term of available bonds. With medical improvements and healthier living people are living longer.
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John Darer reviews the difference between a Structured Settlement Annuity and Single Premium Immediate Annuity (SPIA).
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Period Certain in an annuity, means the number of years that the payments will be paid regardless of whether or not the payee of the structured settlement annuity (or retirement annuity) survives the entire payment schedule.
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Structured settlements may lack the excitement of stocks and investments but provide safety and guaranteed tax-free income. Personal injury lawyers like Jonathan P. Groth emphasize their importance. Clear terms in settlement agreements are necessary, and multiple stakeholders impact structured settlements, making proper financial advising essential for plaintiffs.
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The claim that structured settlements are “tax-free” is misleading. While most structured settlement payments are exempt from federal and state income taxes, other taxes, such as estate taxes and certain excise taxes, may apply. Advertisements must accurately convey these nuances to avoid deception according to federal regulations.
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A Structured Settlement COLA, or Cost Of Living Adjustment, is a fixed annual increase in future payments, elected before settlement finalization. While typically non-taxable, certain scenarios—like variable income streams or taxable damages—may incur tax liabilities. Recent developments include new index-linked structured settlement options by various insurers.
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John Darer’s article emphasizes the importance of professional designations in structured settlements and settlement planning. He highlights credentials like CLU, ChFC, CSSC, and MSSC, which signify extensive training and expertise in financial planning and structured settlements. Continuing education is essential for professionals to remain informed in this specialized field.
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Litigation is a draining process and plaintiffs may have symptoms of post traumatic stress. Others may feel relief. Still others may feel a void in their lives because of the time and space that the litigation has taken in their minds.