Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Category: Stamford Personal Injury

  • Is Structured Settlement COLA Taxable?

    Is Structured Settlement COLA Taxable?

    A Structured Settlement COLA, or Cost Of Living Adjustment, is a fixed annual increase in future payments, elected before settlement finalization. While typically non-taxable, certain scenarios—like variable income streams or taxable damages—may incur tax liabilities. Recent developments include new index-linked structured settlement options by various insurers.

  • Understanding Professional Designations in Settlement Planning

    Understanding Professional Designations in Settlement Planning

    John Darer’s article emphasizes the importance of professional designations in structured settlements and settlement planning. He highlights credentials like CLU, ChFC, CSSC, and MSSC, which signify extensive training and expertise in financial planning and structured settlements. Continuing education is essential for professionals to remain informed in this specialized field.

  • Navigating Life After Legal Settlements

    Navigating Life After Legal Settlements

    Litigation is a draining process and plaintiffs may have symptoms of post traumatic stress. Others may feel relief. Still others may feel a void in their lives because of the time and space that the litigation has taken in their minds.

  • 4structures.com®, LLC Named To CT Law Tribune Best of Connecticut

    Connecticut Law Tribune surveys Connecticut’s lawyers and law firms for their opinions about vendors who provide products and support services to the Connecticut legal community, This is the fifth time that 4structures.com®, LLC has achieved the “Best in CT” status.