Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Daily Rates Are Often an Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
about
Category: Settlement Consultants
-

I am proud to be part of the inaugural class for the Registered Settlement Planner program and encourage structured settlement brokers and settlement planners of all levels and ages to consider investing in your career development by enrolling in the program. Keep raising the bar. Embrace lifelong learning!
-

Perform your structured settlement analysis BEFORE you undertake any settlement negotiations..Work with structured settlement experts who point out subtle issues that can make a big difference in the ultimate settlement of your case.
-
Would the excess carrier be happy to know that the representative of the primary company is already in effect spending their money by stating affirmatively that his company works with the excess carrier? Hasn’t he compromised the negotiating position of his own client as well?
-
Where “Howdy Partner” is “Howdy Doody”.The term “Partner”, often thrown around casually today, carries a legal connotation that might suggest or imply something about the structured settlement broker’s relationship with a company that isn’t legally accurate.
-
Considerable danger arises when inexperienced settlement professionals, or even law firm employees, cut and paste sections of documents without an awareness of the impact of what they are doing, exacerbated by a lawyer or adjuster who does not take the time to review the document,
-
It is unfortunate that the overly aggressive and excessive use of QSFs by a small group of structured settlement brokers and planners could potentially lead to unfavorable outcomes from the Treasury. This may prompt increased scrutiny from annuity issuers and reduce options available to injury victims.
-
With respect to “no cost ” qualified settlement funds Counsel for the Arkansas Insurance Department, faced with the same set of facts presented to NY, stated: “After reviewing the NY Department’s opinion, I am of the opinion that the Arkansas Insurance Code would prohibit the activity
-
Stone Street Capital, a factoring company has tried a very clever approach which leads with the reasons why you should keep your structured settlement payments. This is in contrast with some of its competitors who lead with the ubiqitous messages of either "cash now" and "it’s your money use it when YOU need it!" delivered…
-
Factoring company business practices is a topic about which there appears to be greater awareness among the trial lawyers these days. It may shock some plaintiff attorneys that some so-called "plaintiff exclusive" settlement planners and structured settlement brokers participate in structured settlement factoring transactions and are actually profiting in it at the plaintiff's expense. This…