Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

by Structured Settlement Watchdog

A defense structured settlement broker for a "national insurance company account" contacts a plaintiff attorney and starts hocking him about structured settlements. So what else is new?

A defense structured settlement broker on a national account contacts a plaintiff attorney on a case hocking him about structured settlements when no money has ever been offered by his client, the primary casualty insurance company. In a written communication summarizing the intruding phone call, the broker in question implies that he has the authority of primary AND that his company is authorized to work with the excess carrier. Once again there have been no settlement negotiations.

Would the excess carrier be happy to know that the representative of the primary company is already in effect spending their money by stating affirmatively that his company works with the excess carrier? Hasn't he compromised the negotiating position of his own client as well?

I don't care what side of the case you are on. Understand your role in a position of trust. Respect confidences. Be a professional dammit!  You know who you are!

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