Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Corinthian Museum of Content Barfing — News Flash
- SettlementDecisions Episode 5: What SettlementDecisions Really Is — A Lead Funnel, Not an Information Source
- Structured Settlement Annuity Guarantees Help Financial Peace of Mind
- How Sheron Jones Was Exploited — And Why D.C.’s Failure to Mandate IPA in SSPA Enabled It
- Attorney Fee Structured Settlement Factoring
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Category: Settlement Consultants
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Why did Richard B. Risk, Jr. and his son Robert A. Risk sign the 2004 under penalty of perjury declarations under 28 CFR 50.24 to get on the US Department of Justice annuity broker list, if the plaintiff representation Risk made continuously on their website (at all relevant times) were true?
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The backgrounds of settlement professionals with either plaintiff, defense or general consultancy is as varied as there are flavors of ice cream. Some have legal backgrounds, others have insurance backgrounds, claims adjusting backgrounds, banking backgrounds, securities backgrounds and life company backgrounds.
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A June 27, 2007 opinion issued by the Office of General Counsel of the New York State Insurance Department should be of interest concerning the sharing of commissions with charities and the advertisement of such arrangement. The specific questions posed were: May an insurance agent have an informal arrangement with a group whereby the agent…
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Rated ages will vary based on the opinion of each annuity issuer’s medical underwriter after a review of medical records. Records related to the claims in the law suit as well as other unrelated factors may be considered. A rated age may or may not make a difference in the pricing of a structured settlement.
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By defining the term structured settlement broker, we clear up Internet clutter concerning the use of “structured settlement broker”. Always check for a license and make sure exactly who you are speaking to before accepting advice or engaging in transactions that could have a lifetime impact on you.
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Structured Settlement mental Gymnastics. You could have a structured settlement but it doesn’t mean that you can sell a structured settlement. Only people that have the required insurance or securities licenses can sell structured settlements. If you have a structured settlement you only own Structured settlement payment rights which means rights to receive payments under…
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Patrick Hindert’s latest critique takes aim at a concept he calls 468B QSF settlement consulting. This idea apparently revolves around the typical use of a 468B QSF trust fund, which often seems to introduce unnecessary expenses to settlement transactions.
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Why should we not question the credibility of those who emphasize “extensive financial services careers” or “spearheading multi million dollar portfolios” in their sales pitch to tort victims, yet demonstrate a reckless lack of discipline with their own finances?
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An agent or broker MAY NOT advertise that the agent or broker makes contributions to a not-for-profit organization of concern and interest to potential purchasers of insurance or annuities, as such conduct constitutes an illegal inducement to purchase insurance that runs afoul of Insurance Law
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" A man who empties his purse into his head has no fear of thieves" –Benjamin Franklin Having accomplished my own challenge to be one of the first students to cross the finish line for the academic requirements of the Registered Settlement Planner (RSP) designation, I think it’s appropriate to encourage other settlement industry participants…