Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

Jovan Johnson: The Cookie Lover Behind “Free Willy” Leads
Illustration of two professional figures in business attire discussing over a backdrop of urban buildings and icons representing location and video.

A good-natured ribbing for Jovan Johnson. He is the celebrated chocolate chip cookie lover and fish taco aficionado from San Francisco. Johnson has a location on Tennessee Street. He generates leads to ‘free Willy’ (your annuity or structured settlement) for pennies on the dollar. He does this through multiple websites, like AnnuityFreedom and Paymaster.

Apparently from the above the S.S. Johnson has slipped its moorings in South Carolina and taken an unscheduled scenic cruise up the Eastern Seaboard. One expects stops in Charleston, Sumter, Columbia, and Hilton Head. The journey also include Kiawah Island, Myrtle Beach, Greenville, Spartanburg, or Aiken. There’s a little road work thrown in for good measure. After all, didn’t the captain say “make haste,” not “cut and paste”?

As you can see from the header, Willy has freely set off with his favorite snack in tow. No “cheap krills” this time—just solid, time-tested navigation tips. And remember, never forget the Toll House “Morsel Code.”

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